What Credit Score Do You Need For American Express?

What credit score do you need for American Express green card?

750+Here’s the American Express Green Card credit score requirement and more: Credit score required: 750+ (Excellent credit) Other factors: Annual income, employment status, monthly rent/mortgage payment, existing debt and more.

Age requirement: At least 18 years old (must have a verifiable source of income)..

What is the lowest credit score for American Express?

680Although this card carries no annual fee, folks report needing a credit score of at least 680 to get approved. But some others were approved with scores of as low as 650, so you might have a good shot even with less of a credit history.

Does American Express hurt credit score?

In many ways, this means that charge cards share one of the best benefits of business credit cards, namely that purchases you make don’t directly affect your personal credit report. Note that Amex will still report your statement balances to the credit bureaus, even if they don’t affect your credit score.

What credit score does AMEX use?

ExperianAmerican Express uses Experian most of the time. Though Amex will use the other 2 major credit bureaus, TransUnion and Equifax, for some applications, they pull Experian for the majority.

Is it hard to get an American Express card?

It’s harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex’s credit card offers require good or excellent credit for approval. … And some of Amex’s premium cards for big-spenders, which can be relatively difficult to get, have high fees.

What is the easiest Amex card to get approved for?

The easiest American Express credit card to get is the USAA Secured Card, so long as you’re eligible for USAA products. Ifyou’re not, you might want to focus on one of the Amex cards that require good credit, like the Amex EveryDay Credit Card.